FINANCING
Energy Project Financing
We understand that affordability is one of the most important factors when considering a major home improvement.
This is why NorCal Home Systems has partnered with the leading financial institutions in the United States. We have options that can fit virtually any credit profile and any budget.
We are proud to partner with these award-winning finance providers:
Why We Work With CaliforniaFIRST.
- 100% financing with no upfront out-of-pocket costs
- Fast in-home approvals
- Borrow up to 15% of property value
- Flexible repayment terms: 5, 10, 15, 20, 25 or 30 years
- Balance may transfer to new owner upon sale, subject to lender approval
Quick And Easy Process
- Apply online or by phone at 888-906-0848. Approvals can happen in minutes!
- Sign financing documents electronically. No need to go to the bank.
- Your contractor will install your energy or water efficiency improvements.
- We will pay your contractor directly once you are fully satisfied that the work is done.
- Repay the financed amount on your property taxes. No separate bill to remember!
Quick And Easy Process
- Apply and Get Approved
- After you’ve talked with a local Mosaic partner, it’s time to complete your credit application and get credit approval. Whether in the home or online, our streamlined credit process happens quickly.
- Qualify for a Loan
- Next is our quick loan application and approval process. This gives you the ability to instantly qualify for no money down loans with fixed interest rates and multiple term options, from the comfort of your own home.
- System Installed
- It’s time to install your system. This is when your installation team comes out to your home, prepares the property and puts up your panels in just a day or two. It’s an exciting time on your journey, as you finally get to see what going solar truly looks like.
Why We Work With Mosaic.
- Convenience of paying your bill in monthly installments with customized payment schedules that fit your budget.
- Monthly statements mailed to you showing minimum payment due and account balances.
- Low interest rates.
- Ability to combine multiple account balances into one manageable monthly payment.
- Interest fees waived if principal account balance is paid within 30 days.
- Bi-lingual customer service representatives on staff.
- On-the-spot credit approval.
- Arrange financing for your medical bills without disturbing other lines of credit.